Long Haul Trucking Insurance Program

Trucking Insurance Program

Auto Physical Damage, Trailer Interchange and Motor Truck Cargo

The Stand-Alone Program for Auto Physical Damage, Trailer Interchange, and Motor Truck Cargo offers "great rates" and exceptional service for trucking companies. Partnering with an AM Best A Rated surplus lines carrier, we provide flexible coverage for fleets of 1 to 75 units, covering various haul types. The program includes customizable policies, outstanding claims service, and a quick 24-hour quote turnaround. Contact us today for a quote and more information!

Program Highlights

  • AM Best A Rated Surplus Lines Carrier
  • Preferred Fleet size of 1-75 Units
  • Short, Intermediate or Long-Haul operations
  • Best in Class Claim Service
  • Coverage can be written as a Package or Monoline
  • Eligible States: All States excluding AK, DC, HI, IA, KS, KY, LA, MA, MI, MO, NY, WA & WI

Eligible Coverages

Auto Physical Damage

  • Stated Value with deductible between $1K and $5K
  • Stated Value Max Limit of $250K (no minimum)
  • Competitive Rates, typically between 3% and 7%
  • No age restrictions on power units or trailers (preferred pricing for vehicles 20 years old and newer)
  • New Ventures accepted and priced competitively
  • Towing Coverage Available in $10K increments up to $50K
  • Rental Coverage Available
  • Very broad Vehicle Classes accepted - e.g. Hotshots, Auto Haulers, Sand/ Gravel, Tank Trucks, etc.
  • Trailer Interchange and Non-owned Trailer Coverage available at very Competitive Rates

Motor Truck Cargo

  • Broad Commodities accepted – Autos, Refer, Dry Goods, Equipment, Amazon Products, Building Materials, Mobile Homes, Paper, Plastic, Sand/Gravel, Intermodal, etc.
  • Limits up to $250K
  • Deductibles of $1K, $2,500 or $5K
  • Average Rates for $100K Limit - $900 - $1,300
  • $2,500 Earned Freight Limit included at No Charge

We Offer Many Transportation & Specialty Programs.

Please contact an Underwriter if you have any opportunities that fall outside the above. 

Submission Requirements

  • Acord 125, 127 and 137/State
  • Trucking Application (or Any Trucking Application)
  • Completed Vehicle Schedule
  • Completed Driver Schedule
  • Copies of all driver MVRs currently valued within last 35 days
  • 3 years of Loss Runs currently valued within last 35 days (if not a new venture)
  • New Ventures - Resume on the Owner(s)

Driver Requirements

  • Minimum 2 years of driving experience with a like vehicle
  • Ages 21 to 70 (preferred pricing for drivers aged 24 to 65)
  • All drivers must be scheduled on the policy with no coverage for undeclared drivers

Check Out Our Featured Programs

We Have The Markets!

Submissions: Get A Quote

Questions? Contact Us

Call Us: 800-926-6771

Email: info@cluettinsurance.com

Visit Our Website: www.cluettinsurance.com

Not Appointed? Join Us!

Cluett Commercial Insurance Agency, Inc.

Cluett Commercial Insurance Agency, Inc., 431 Country Club Way, Units C&D, Kingston, Massachusetts 02364