Public Livery Transportation Programs

Public Livery Transportation Insurance

Commercial Liability Insurance for the Auto and Livery Industry

Our Public Livery Transportation Insurance provides comprehensive commercial automotive liability coverage for the livery and transportation sector. The program features flexible liability limits that can accommodate fleets of any size, including new ventures. Contact an underwriter for quotes or more information.

Program Highlights

  • Liability Limits: $1,000,000 can increase to $1,500,000 (and up to $3,000,000 if required by state or contract)
  • Any Size Fleet: Minimum 1 Vehicle and No Maximum!
  • New Ventures
  • Eligible States*: AL, AZ, CA, CT, IN, NJ, OH, OR, PA, TX, VA

* Excluded Cities: Philadelphia, Newark, Los Angeles, San Francisco, Houston, Dallas & Phoenix

Eligible Classes

  • Non-Emergency Medical Transport (NEMT)*
  • Taxicabs
  • Limousines/Black Car - including Party Bus exposure
  • Car Services - including Uber & Lyft exposures 
  • Shuttle Buses/Jitneys (14 seat maximum)
  • Sightseeing & Tour Buses (24 seat maximum)

* NOT equipped with wheelchair or ramp. Risk can be submitted to reinsurers for consideration if not 100% of the fleet.

We Offer Many Transportation & Specialty Programs.

Please contact an Underwriter if you have any opportunities that fall outside the above. 

Submission Requirements

  • Completed Acord Application.
  • Supplemental Application (if applicable): NEMT, Taxi, Limo
  • Driver Schedule: list of drivers, full name, date of birth, license number and state, and date of hire.
  • MVRs on All Drivers currently valued within last 15 days.
  • Vehicle Schedule: VIN numbers including year, make, model, seating capacity, garage location and operating radius.
  • Historical Vehicle Counts: per policy period and premiums.
  • A Safety and Loss Control manual or written Guidelines.
  • Written documentation regarding Maintenance Procedures: Tires-wear/mileage; Oil Changes-how often; Mechanical Inspections: brakes, lights, wipers; use of Snow Tires (as appropriate).
  • Statement on regularity of Driver MVR review. Example: NYS LENS Program.
  • Loss Runs currently valued within the last 45 days (must provide details on claims over $5,000).

Please note: All eligible class operations should have a minimum of 3 years in business under current management. New ventures, or those less than 3 years in operation, will be queried as having operated under a prior name or business. Maximum Vehicle Age Restrictions: SUVs - 10 years; Private Passenger, Limo, Mini Vans & Shuttle Vans - 12 years; Shuttles Buses - 15 years.

Coverage written through a Risk Retention Group - AM Best "A" Rated Reinsurance Protection.

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Questions? Contact Us

Call Us: 800-926-6771

Email: info@cluettinsurance.com

Visit Our Website: www.cluettinsurance.com

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Cluett Commercial Insurance Agency, Inc.

Cluett Commercial Insurance Agency, Inc., 431 Country Club Way, Units C&D, Kingston, Massachusetts 02364