Behavioral Healthcare Insurance Program

Outpatient Addiction Recovery Treatment Program

Comprehensive Coverage for Behavioral Healthcare!

We understand the importance of providing specialized care and support for individuals battling substance abuse. Outpatient Substance Abuse Programs offer a vital lifeline for those seeking recovery while maintaining their daily commitments. Our tailored program is designed to meet the unique insurance needs of outpatient care providers. For a quote and more information, contact us today!

Program Highlights

Top-Rated Program Carriers

  • AM Best A Rated Admitted Carrier for BOP, WC & Umbrella
  • AM Best A Rated Non-Admitted Carrier for Professional Liability

Nationwide Eligibility

  • Available in All States EXCEPT AK, AL, AZ, CO, FL, GA, HI, MI, MS, MT, NY, RI, WA, & WY

Eligible Coverages

Businessowners Policy

  • General Liability Limits up to $2m/4m.
  • Hired & Non-owned Auto available on an Incidental basis.
  • Total Insurable Value (TIV) up to $10m.
  • Max Revenue of $10m per location / $20m per policy.
  • EPLI & Cyber available up to $250k limit (higher limits available on standalone policies).

Workers' Compensation

  • EL Limits up to $1m/1m/1m.
  • Waiver of Subrogation available.
  • Max Payroll of $5m.

Commercial Umbrella/Excess Liability

  • Limits up to $5m/5m.
  • Coverage available Including or Excluding Professional Liability.

Professional Liability

  • Claims-made form.
  • Limits up to $5m/5m.
  • Additional Claims Expenses Limit up to $1m.
  • Sexual Abuse & Molestation Limit up to $1m.
  • Minimum Premium starts at $1500.

We Offer Many Transportation & Specialty Programs.

Please contact an Underwriter if you have any opportunities that fall outside the above. 

Submission Requirements

  • Fully completed Acord applications: 125, 126, 140, 130, 131.
  • Fully completed Professional Liability application.
  • Fully completed SMML application.
  • Currently valued loss runs up to 4 years for all lines requested.
  • New Ventures are Eligible (Owner’s resume required, showing 3+ yrs. industry-related experience).
  • Copy of Expiring Dec page confirming Retro-date, if prior acts coverage is requested.
  • Target premium.

Check Out Our Featured Programs

We Have The Markets!

Submissions: Get A Quote

Questions? Contact Us

Call Us: 800-926-6771

Email: info@cluettinsurance.com

Visit Our Website: www.cluettinsurance.com

Not Appointed? Join Us!

Cluett Commercial Insurance Agency, Inc.

Cluett Commercial Insurance Agency, Inc., 431 Country Club Way, Units C&D, Kingston, Massachusetts 02364