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Hard-to-Place
Transportation Risks?
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We are the Hard-To-Place Risk Specialists!
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Our Transportation Insurance Program excels at managing challenging placement issues and specializes in hard-to-place risks. With a comprehensive range of coverage options, superior claims handling, and competitive rates, we are the go-to experts for complex transportation insurance needs. Contact us today for a quote and more information!
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Commercial Auto Liability
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Stand-alone Hired & Non-owned
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Physical Damage
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Large Deductible Programs Available
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Workers' Compensation
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Carrier “A” Rated Admitted (Excellent XV)
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More than 20 Years of Experience in Commercial Auto
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Superior Claims Handling and Unique Risk Management Services
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Very Competitive Rates and Commissions
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Undesired Classes: Taxis, Buses/Public Livery, Uber/Lyft Exposures, Trucking for Hire, Dump Trucks, Ready Mix Operations, Sand & Gravel Haulers, Towing Operations, Garage Liability, Auto Dealers, Car Rental Operations, Railroad Operations, Waste Haulers, Hazardous Material Haulers
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We Offer Many Transportation & Specialty Programs.
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Please contact an Underwriter if you have any opportunities that fall outside the above.
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- Business Auto Liability
- Uninsured / Underinsured Liability
- Medical Payment Coverage
- PIP Coverage when required by State Law
- Hired & Non-owned Coverage
- Auto Physical Damage – Comp & Collision
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- Primary Auto Limits of $100,000 to $1,000,000 (Higher Limits may be available)
- Liability Deductibles are available starting at a $25,000 Minimum Deductible
- Physical Damage Deductibles require a $1,000 Minimum Deductible
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Driver Criteria: The minimum driver age is 21 years old; however, Underwriting willing to discuss exceptions. Drivers and employees of ambulance companies maybe under 21 years of age as long as they have completed an EMT or Paramedic training program.
The following driver guidelines will apply to ALL drivers:
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All drivers must have a valid Commercial Driver’s License when required.
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Any driver who has 2 moving violations: 1 accident and 1 moving violation within the last 36 months will be placed on “Watch” in which case the insured will be notified that they may have a potential problem with a driver.
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Any driver who has either 3 moving violations: 1 accident and 2 moving violations or 2 accidents within the last 36 months will be placed on probation. When placed on probation the agent must submit a new MVR for this driver every six months until they fall out of probation; should they obtain another moving violation or an accident then they will be excluded.
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Any driver who has a DUI, reckless driving, vehicular manslaughter or any other serious charge the underwriter believes fits within this category within the last 7 years will be excluded from the policy.
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Check Out Our Featured Programs
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Cluett Commercial Insurance Agency, Inc., 431 Country Club Way, Units C&D, Kingston, Massachusetts 02364
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